The customer shops and chooses Products / Services.
The salesperson can accepts cash, credit or debit card, or offer financing from any internet ready device.
Salesperson enters the customers credit information and receives a credit decision instantly.
The customer takes possession of the product or receives services immediately. No-Recourse (charge-backs) to the business.
If the customer applied for a store card, the card will be mailed within 7-10 working days to use for future purchases. Store card credit can be used same day without waiting for the card.
Offering financing to your customers drives repeat business. Customers return to use your store card time and time again, just like the big box stores. The store card is ONLY good at your locations.