No Credit Needed Financing

Offer Financing to Customers

Grow your Business

No Credit Needed Options Available for Low Credit Score Customers

No Setup Fee - $0 to Get Started

*For qualified businesses.

Offer Financing to Customers

System Includes:

  • Offer financing to customers in the form of a Store Card, good at your location only (Same as the big box stores).
  • Online Shopping Cart, checkout financing options.
  • Offer No Credit Needed options to help credit challenged customers.
  • Offer Personal Loans for large purchases up to $35,000 (Customer loans are paid directly to the merchant and not the customer).
  • FREE Bluetooth connection devices for smartphones or tablets, making it possible to go 100% Mobile.
  • All financing options are NON-RECOURSE (no charge-backs).
  • Accept ALL FORMS of credit card payments with No Processing Fees.

A complete consumer financial services program.

Business Owners

VIP Financing Solutions understands business owners wear many hats and we want to make customer acquisition easier.

Through our Consumer Financing Programs for Small Businesses, backed by No Credit Check, your customers can avoid the headaches of paperwork, get fast approval without a credit check, and purchase your products and services immediately. No credit check options are a backup plan for customers who are turned down due to poor or no credit. The system is automatic, you only enter the customer’s credit information once.

No Credit Needed Financing

Why VIP Financing Solutions?

Founded in 2005, VIP Financing Solutions
is the ORIGINAL Multi Lender Platform

There are many companies attempting to DUPLICATE our services. The VIP Financing Solutions software is State-of-the-Art and Patented. There is no other company in the nation helping businesses offer consumer financing for retailers in this manner. Our software is designed to achieve financing APPROVALS, not just placing your business with different lenders. Approvals are what GROWS your business, not just multiple lenders.

Welcome to VIP Financing Solutions


Consumer Financial Services
Benefits and Services

  • Custom Store Card
  • Alternative Financing
  • Easy Standard Financing
  • Same As Cash Promotions
  • New Technology
  • No Hassles - Easy to Use
  • Wireless
  • Unlimited Training

Cloud Based Software​

Access from Anywhere - On Any Device -

Offer Financing to Customers

No Credit Needed
Nationwide Services

We work with MOST business types! Don’t see your business type? 

Don’t worry,

Multiple Financing Lenders

Linked Together Under One Umbrella

How Many Customers are You Losing?

Over 60% of Americans cannot qualify for conventional store credit products. The VIP alternative financing system can turn those shoppers into buyers with effective long-term and short-term financing. Poor credit, no credit – no worries! We coordinate with multiple lenders willing to work any consumer application. Don’t lose one more dollar of profit to larger companies that offer financing to customers  – become one of them with our consumer financial services.

How Can I Compete with the Big Dogs?

You do not have to run a Fortune 500 company to offer financing to your customers. The VIP consumer financing for retailers and no credit check options are affordable and takes the needs of small business owners very seriously. By implementing innovative eCommerce solutions, simple hardware, and direct deposit financing options, our clients constantly tell us how smooth and inexpensive offering financing truly is. Keeping up with your larger competitors has never been easier.

Consumer Financial Services
Offer Financing to Customers

As a bonus, our complimentary VIP Business Concierge service provides the following benefits:

  • Access to our VIP Consumer Acquisition Program.
  • Customer Retention Strategies.
  • Offer a custom store credit card like major brands like Target, Sears, Goodyear Tires, Lowe’s and Home Depot. These cards are offered through the bank and are Non-Recourse and Risk Free.
  • Automatically offer alternative financing for customers who are credit challenged.
  • Customized Sales Conversion Techniques.
  • Tailored Marketing Ideas to Boost Customer Traffic.
  • Staff Sales Coaching.

Our Goal - Consumer Financing for Small Businesses

Our goal is to offer long and short-term financing options and solutions to businesses with 100% flexibility. Sign-up for the VIP consumer financial services program for small businesses with no risk to your business. Our point of sale financing system deposits into your bank account directly within 48 hours and your business will never be hit with charge-backs. We want business owners to get back to what they do best – innovation. Contact us now and dominate your competition!

Consumer Financial Services

Features to Start, Sell & Grow


  • No Setup or Application Fee. $0 to Get Started.
  • Online system that quickly scans MULTIPLE lenders for FAST Approvals.
  • Get 24 hours, 7 days per week Online Credit Decisions within 6-10 seconds.
  • $500 – $35,000 Instant Customer Credit.
  • 3% Merchant Fee (not available in all states).
  • Direct Deposit to your current Business Bank Account usually within 48 Hours.
  • 12, 24, 36 or 60-month Personal Loan Terms.
  • 90 Days, 6 Months, 12 Months and 18 Months Same as Cash Promotions (not all programs offer these promotions).
  • Multiple Funding Sources, if one bank says no, there are others to say YES!.
  • Offer financing on your website by adding a simple Apply Here Button.

Peace of Mind

  • No Risk to your business/No Charge-Backs.
  • Non-Predatory Loans and Payment Plans.
  • NO check scanning machines needed.
  • NO customer postdated checks.
  • Offer financing to customers with through one secure system.
  • A complete Consumer Financial Services Program.
VIP Financing Solutions

2019 – UP TO DATE Technology

  • Consumer Financing Store Card
  • No Credit Needed Financing.
  • Offer Personal Loans, paid directly to the merchant.
  • Accept Gift Cards from other brands.
  • Inventory Control Software Included.
  • Professional Accounting Software Included.
  • Accept Credit Cards with No Processing Fees.
VIP Financing Solutions
Contact Us Today !
Success is Trusting the right CONSUMER FINANCING Firm